


Dental Financial Options
Payment Options
At our practice, we understand that dental care is an essential investment in your health and well-being. That's why we offer various convenient payment options to suit your needs.
You can pay for office visits and treatments by cash, check, credit, or debit card at the time of treatment. We also accept most major dental insurances, making accessing the care you deserve easier. Additionally, we offer third-party financing options with approved credit, so you can get the treatment you need without delay.
If you have any questions about payment or insurance coverage, our friendly team is here to help.
Dental Insurances
Navigating dental insurance can be complex, but you don't have to do it alone. Our experienced team is well-versed in working with insurance companies and can help you understand your coverage and maximize your benefits. If have questions about your current plan or need assistance, we're just a phone call away. Let us take the stress out of dealing with insurance so you can focus on your dental health.
Below are some of the dental insurance companies from which we are preferred providers. If you don’t see your dental insurance on our list, it is possible to be covered under the umbrella of some other on our list. Please give us a call and let us assist you by verifying your specific dental benefit plan.
Aetna
AARP
Aflac
Ameritas
Anthem Blue Cross
Assurant
Benefits
Blue Cross Blue Shield
Blue Shield
CCPOA Benefit Trust
Cigna
Connection Dental
Cypress Ancillary Benefits
Delta Dental
Dental Health Alliance DHA
Dominion
First Dental Health
Geha Connection Dental
Guardian
Humana
Liberty Dental
Lincoln Financial Group
Metlife
Premier Access
Principal Financial Group
Sun Life Financial
The Standard
UABT United Ag
UFCW
United Concordia Dental
United Healthcare
Western Growers
Financing Options
We understand that unexpected dental expenses can arise, which is why we offer flexible financing options to help you manage the cost of treatment. Through partnerships with trusted providers like Wells Fargo, CareCredit, and LendingClub, we can help you find the right financing solution for your needs.
Our team will guide you through the process of getting the assistance you need to achieve your dental health goals.
Patients Experience
- Alvaro C.NO PAIN!, HIGHLY RECOMMENDED !, AMAZING DENTIST AND TEAM! PATIENCE WITH ME AND MY TEETH My experience with this team of dentists was great and I don't want to keep it to myself. my teeth were years without maintenance, they deteriorated with some cavities and some old root canals The WHITE CREST team guided me through the procedure and with their modern technology they found and solved all my denture problems. Best of all, I didn't feel pain at any time. I am happy with Dr. Raul Perez and I want to share it with you.read moreread lessJohn S.WhiteCrest-Smart Dentistry is the best dentist that I have ever had! Not only does Dr. Perez provide excellent dental service, the staff put the time and effort to ensure that your experience is a positive one. Look no further, I would recommend WhiteCrest-Smart Dentistry to anyone living on the Central Coast.read moreread less
- Valerie l.The staff is great, very sweet people. The dr is professional and friendly. I’m so grateful for the people here. My smile was something I always hid and lived so long with that I actually forgot how to smile. After a few appointments with this place I can happily say that I smile all the time without shame.read moreread less
- Melissa V.I cannot say enough incredible things about this dentistry. Staff and Dr are very welcoming and kind. I have had no problems getting appointments scheduled within a reasonable time. Dr and staff always ensure I am well-informed and try to get the most out of my insurance. I have had a lot of fear from past dental experiences, but the approach of this office to their care is genuine. I definitely recommend their services.read moreread less
- Dawson M.I have been going to WhiteCrest for two years now and would highly recommend them. The staff is super friendly and professional and makes you feel welcome and comfortable. The equipment is state of the art as well, and Dr. Perez is skillful and has good communication skills. If you’re new to the 5 Cities or looking for a new dentist be sure to check this place out.read moreread lessFabiola V.Staff is super friendly and professional. I’m so glad I discovered Dr. Raul’s office. I took my mom for an emergency and they made space to see us immediately, when in Santa Maria we visited more than 5 dentists without success. When I saw the job and attention on my mom I made a schedule for myself. The doctor and his assistant talk you through the procedure while working on you and ask you if you’re feeling okay and make sure you’re doing good. They take all the safety measures, even checking your pressure before the anesthesia, and show you educational videos on how to take care of your teeth at the end of your visit. The doctor and office staff are bilingual and talk Spanish. Now all my family is coming to White Dentistry! 100000 stars!!read moreread lessReyes d.Dentists give me a ton of anxiety. But Dr. Perez and his team did an absolute fantastic job settling my nerves and making me feel comfortable. I had a root canal done and was terrified… not anymore! I’m so glad I found them and have established White Crest as my dentistry! Would recommend to anyone looking for a dentist 😁read moreread less
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